Bridge Loans
Bridge Loans
Ideal for short-term financing to buy or renovate larger investments, our bridge loans make it easy to transition between deals. Offering rapid and flexible funding, these loans give you the financial leverage to move seamlessly from one project to the next. Our streamlined process helps you stay focused on your goals and maintain momentum.
Ideal for Short-term financing to buy or renovate larger investments
1 - 4 Units
Loan Amounts from $75K to $5M+
(see below)Minimum FICO 660
Loan term from 12 to 18-months
Terms
No DSCR
DSCR Exit
Term
12 months standard
18-month option case-by-case
Construction Financing
Up to 100% of rehab budget
Maximum LTC (% of Purchase Price)
85% of purchase price + verified completed capex if property owned <6 months
Maximum Loan-to-Value (LTV)
700 FICO: 70% if property owned >6 months
660-699 FICO: 65% if property owned >6 months
Loan Amount
$75K to $5M+
(larger loans allowed at lender discretion)
Property Types (Non-Owner Occupied)
Single Family Residence
2-4 unit properties
Townhomes
Warrantable Condos
Planned Unit Development (PUD)
Property Condition
C2 or better
Collateral Restrictions
Property value within 90th percentile of market.
No rural, exotic, or unique properties
Term
12 months standard
18-month option case-by-case
Construction Financing
Up to 100% of rehab budget
Maximum LTC (% of Purchase Price)
85% of purchase price + verified completed capex if property owned <6 months
Maximum Loan-to-Value (LTV)
70% LTV
Min DSCR
1.10 Exit DSCR based on lower of in place rent and market rent
Loan Amount
$75K - $3M for Single family residence (SFR)
$75K - $5M+ for 2-4 units
Property Types (Non-Owner Occupied)
Single Family Residence
2-4 unit properties
Townhomes
Warrantable Condos
Planned Unit Development (PUD)
Property Condition
C4 or better with no deferred maintenance
Collateral Restrictions
